| Job Title |
Risk And Insurance Manager |
| Job Description |
Plans, Directs, And Coordinates Risk And Insurance Programs Of
Establishment To Control Risks And Losses: Analyzes And
Classifies Risks As To Frequency And Potential Severity, And
Measures Financial Impact Of Risk On Company. Selects
Appropriate Technique To Minimize Loss, Such As Avoidance
(reducing Chance Of Loss To Zero), Loss Prevention And Reduction
(reducing Frequency And Severity Of Loss), Retention (including
Self-insurance And Planned Noninsurance), Grouping Of Exposure
Units (to Increase Predictability Of Loss), And Transfer
(placement Of Property, Activity, Or Risk With Other
Establishment Or Insurers). Directs Insurance Negotiations,
Selects Insurance Brokers And Carriers, And Places Insurance.
Appoints Claims And Self-insurance Administrators, And Allocates
Program Costs. Prepares Operational And Risk Reports For
Management Analysis. Manages Insurance Programs, Such As
Fidelity, Surety, Liability, Property, Group Life, Medical,
Pension Plans, And Workers' Compensation. Prepares Operational
And Risk Reports For Management Analysis. May Direct Loss
Prevention And Safety Programs. May Select And Direct Activities
Of Safety, Engineering, And Loss Prevention Experts. May
Negotiate With Unions For Employee Benefits.
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