| Job Title |
Loan Review Analyst |
| Job Description |
Evaluates Quality Of Commercial Loans And Assigns Risk Rating:
Selects Loans To Evaluate For Credit Risk According To Factors,
Such As Geographical Location, And Type And Amount Of Loan.
Records Data On Work Sheet, Such As Purpose Of Loan, Balance,
Collateral, And Repayment Terms. Verifies Value Of Collateral By
Calling Appraisers And Auction Houses For Current Value Of
Machinery And Equipment. Calls Real Estate Appraiser For New
Real Estate Appraisal. Evaluates Information To Determine
Whether Lending Officers Have Stayed Within Guidelines Of
Lending Authority, If Loan Is In Compliance With Banking
Regulations, And If Required Documents Have Been Obtained.
Identifies Problem Loans And Describes Deficiencies. Assigns
Risk Rating Indicating Borrower's Financial Strength And
Probability Of Loan Repayment. Writes Summary Of Analysis And
Reasons For Assigning Adverse Risk Rating. May Act As Senior
Analyst And Coordinate Data Collection And Evaluations Of Credit
Quality Of Commercial Loans, And Present Loan Review Information
And Report To Management.
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